What are the SSDI income limits in Maryland?
By Hogan Smith
Updated 05/29/2025
If you're a Maryland resident applying for or currently receiving Social Security Disability Insurance (SSDI), it's crucial to understand the income limits that can affect your eligibility and benefits. While SSDI is a federal program with consistent rules across states, knowing how these limits apply in Maryland can help you navigate the system effectively.
Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.
Please answer a few questions to help us determine your eligibility.
Understanding Substantial Gainful Activity (SGA)
The Social Security Administration (SSA) uses the concept of Substantial Gainful Activity (SGA) to determine if your earnings disqualify you from receiving SSDI benefits. If your monthly income exceeds the SGA threshold, the SSA may consider you capable of substantial work and, therefore, ineligible for benefits.
- 2025 SGA Limits:
- Non-Blind Individuals: $1,620 per month
- Blind Individuals: $2,700 per month
These limits are adjusted annually to account for changes in the national average wage index.
Trial Work Period (TWP)
The SSA offers a Trial Work Period (TWP) to encourage SSDI recipients to attempt returning to work without immediately losing benefits. During this period:
- 2025 TWP Earnings Threshold: $1,160 per month
You can work for up to nine months within a 60-month rolling period, earning above the TWP threshold, without affecting your SSDI benefits. After the TWP, if your earnings exceed the SGA limit, your benefits may be suspended.
Impact of Other Income Sources
While earned income is the primary focus, other income sources can also affect your SSDI benefits:
- Passive Income: Income from investments, interest, or rental properties generally doesn't impact SSDI eligibility.
- Other Disability Benefits: Receiving other government disability benefits may reduce your SSDI payments.
- Workers' Compensation: Benefits from workers' compensation can offset SSDI benefits.
It's essential to report all income sources to the SSA to ensure compliance and avoid overpayments.
How Hogan Smith Can Help
Navigating the complexities of SSDI income limits can be challenging. At Hogan Smith, we specialize in assisting Maryland residents with:
- Assessing Eligibility: Evaluating your income sources to determine SSDI eligibility.
- Application Assistance: Guiding you through the SSDI application process to maximize your chances of approval.
- Appeals Representation: Representing you in appeals if your application is denied due to income considerations.
- Ongoing Compliance: Advising on income reporting to maintain compliance with SSA regulations.
Contact Hogan Smith Today
If you're concerned about how your income affects your SSDI benefits in Maryland, contact Hogan Smith today. We offer a free consultation to discuss your situation and provide personalized guidance to help you secure the benefits you deserve.
Further Reading
Boost Your Chance of Being Approved
Get the Compensation You Deserve
Our experts have helped thousands like you get cash benefits.
How It Works
1
Briefly tell us about your case
2
Provide your contact information
3
Choose attorneys to contact you