Overview of SSDI Benefits in Maryland

SSDI is a federal program managed by the Social Security Administration (SSA), providing monthly benefits to disabled individuals who have paid into the Social Security system through work credits.

Who Qualifies for SSDI in Maryland?

To qualify for SSDI in Maryland, you must:

• Have a disability that meets the SSA’s definition of total disability, meaning you cannot engage in substantial gainful activity due to a medical condition expected to last at least 12 months or result in death.
• Have earned enough work credits through paying Social Security taxes (typically 40 credits, with 20 earned in the last 10 years before becoming disabled).

Monthly Benefit Amounts for SSDI in Maryland

• The average SSDI payment nationwide in 2024 is around $1,500 per month, but the exact amount is based on your average lifetime earnings before becoming disabled.
• SSDI benefits in Maryland are not adjusted based on your state of residence—they’re calculated the same way as in all other states.

Additional State Assistance in Maryland

While SSDI is federally funded, Maryland residents may also access:

• Maryland Medicaid (after 24 months of SSDI eligibility).
• Supplemental benefits for certain low-income individuals through the Maryland Department of Human Services.

Medicare Eligibility with SSDI

• After 24 months of SSDI benefits, you automatically qualify for Medicare, which can help with medical costs.